![]() Refinance your student loan - if your credit score is good and have a stable job, you can find a lender that can refinance your student loan into a new loan with a lower interest rate and monthly payment.Tell the lender that the extra payment is for reducing your loan balance, and not for paying the next month's bill early. Cutting the loan balance will save you money on interest payments. Pay extra money if you can afford to reduce your principal. ![]()
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